HomeNewsArticle Display

Driving without insurance is a liability

MINOT AIR FORCE BASE, N.D. -- North Dakota and Minot Air Force Base require motorists to have, at a minimum, motor vehicle liability insurance. Failure to comply can cost vehicle operators hundreds of dollars in out-of-pocket expenses, points on their insurance, license revocation and suspension of on-base driving privileges. (U.S. Air Force photo illustration by Airman 1st Class Wesley Wright)

MINOT AIR FORCE BASE, N.D. -- North Dakota and Minot Air Force Base require motorists to have, at a minimum, motor vehicle liability insurance. Failure to comply can cost vehicle operators hundreds of dollars in out-of-pocket expenses, points on their insurance, license revocation and suspension of on-base driving privileges. (U.S. Air Force photo illustration by Airman 1st Class Wesley Wright)

MINOT AIR FORCE BASE, N.D. -- What does every motor vehicle in North Dakota have in common? They must, at a minimum, have motor vehicle liability insurance.

Although driving a vehicle without liability insurance is against the law in North Dakota, as well as on Minot Air Force Base, the base has seen an increase in uninsured vehicles.

"More MAFB people have been caught without insurance in the past month than in all of 2006," said Mark Mittelstadt, 5th Security Forces Squadron. "There has been an alarming increase in the number of individuals cited for failure to provide proof of insurance."

Each time a vehicle enters the base, security personnel may ask for proof of liability insurance.

"If you don't have proof of insurance in your vehicle while on base, you'll probably be cited and be required to inform your commander or first sergeant about the citation," said Mittelstadt. "If your vehicle doesn't have insurance, you'll be required to remove it from the base immediately. If you drove without insurance, the 5th Mission Support Group commander has the authority to revoke your base driving privileges for a one-year period."

North Dakota has even stiffer penalties for drivers failing to provide proof of liability insurance while driving off base.

"If you're caught driving without insurance off base, you'll probably be cited and have to post a $300 promise-to-appear bond," said Mr. Mittelstadt. "A guilty verdict or plea will require a $150 minimum fine and $50 for a new driver's license. Your new driver's license will require you to maintain proof of liability insurance on file with the police department for a three-year period. At the end of three years, you'll have to pay another $50 to get a standard driver's license."

Traffic points may also be assessed as high as six points to an individual's driving record in North Dakota.

"You'll also have to face the on-base consequences when you inform your first sergeant or commander of your off-base violation," said Mr. Mittelstadt. "The 5th MSG commander will again most likely revoke your base driving privileges for one year."

An insurance policy must be in effect prior to an accident or citation and the proof of insurance must reflect the correct dates.

"Getting car insurance after an accident or citation is too late," said Mr. Mittelstadt. "Those who gamble with insurance or any law should remember the law of averages. Gamble too often and eventually you'll lose. Paying for insurance may cost a bit, but it's a lot cheaper than the consequences of getting caught driving without insurance."
USAF Comments Policy
If you wish to comment, use the text box below. AF reserves the right to modify this policy at any time.

This is a moderated forum. That means all comments will be reviewed before posting. In addition, we expect that participants will treat each other, as well as our agency and our employees, with respect. We will not post comments that contain abusive or vulgar language, spam, hate speech, personal attacks, violate EEO policy, are offensive to other or similar content. We will not post comments that are spam, are clearly "off topic", promote services or products, infringe copyright protected material, or contain any links that don't contribute to the discussion. Comments that make unsupported accusations will also not be posted. The AF and the AF alone will make a determination as to which comments will be posted. Any references to commercial entities, products, services, or other non-governmental organizations or individuals that remain on the site are provided solely for the information of individuals using this page. These references are not intended to reflect the opinion of the AF, DoD, the United States, or its officers or employees concerning the significance, priority, or importance to be given the referenced entity, product, service, or organization. Such references are not an official or personal endorsement of any product, person, or service, and may not be quoted or reproduced for the purpose of stating or implying AF endorsement or approval of any product, person, or service.

Any comments that report criminal activity including: suicidal behaviour or sexual assault will be reported to appropriate authorities including OSI. This forum is not:

  • This forum is not to be used to report criminal activity. If you have information for law enforcement, please contact OSI or your local police agency.
  • Do not submit unsolicited proposals, or other business ideas or inquiries to this forum. This site is not to be used for contracting or commercial business.
  • This forum may not be used for the submission of any claim, demand, informal or formal complaint, or any other form of legal and/or administrative notice or process, or for the exhaustion of any legal and/or administrative remedy.

AF does not guarantee or warrant that any information posted by individuals on this forum is correct, and disclaims any liability for any loss or damage resulting from reliance on any such information. AF may not be able to verify, does not warrant or guarantee, and assumes no liability for anything posted on this website by any other person. AF does not endorse, support or otherwise promote any private or commercial entity or the information, products or services contained on those websites that may be reached through links on our website.

Members of the media are asked to send questions to the public affairs through their normal channels and to refrain from submitting questions here as comments. Reporter questions will not be posted. We recognize that the Web is a 24/7 medium, and your comments are welcome at any time. However, given the need to manage federal resources, moderating and posting of comments will occur during regular business hours Monday through Friday. Comments submitted after hours or on weekends will be read and posted as early as possible; in most cases, this means the next business day.

For the benefit of robust discussion, we ask that comments remain "on-topic." This means that comments will be posted only as it relates to the topic that is being discussed within the blog post. The views expressed on the site by non-federal commentators do not necessarily reflect the official views of the AF or the Federal Government.

To protect your own privacy and the privacy of others, please do not include personally identifiable information, such as name, Social Security number, DoD ID number, OSI Case number, phone numbers or email addresses in the body of your comment. If you do voluntarily include personally identifiable information in your comment, such as your name, that comment may or may not be posted on the page. If your comment is posted, your name will not be redacted or removed. In no circumstances will comments be posted that contain Social Security numbers, DoD ID numbers, OSI case numbers, addresses, email address or phone numbers. The default for the posting of comments is "anonymous", but if you opt not to, any information, including your login name, may be displayed on our site.

Thank you for taking the time to read this comment policy. We encourage your participation in our discussion and look forward to an active exchange of ideas.

Contact Us

To reach the Minot Air Force Base Main Directory, call: Commercial (701) 723-7979 or DSN: 453-7979.   

To request Public Affairs support, please fill out an Air Force Form 833 and email to the Minot AFB Public Affairs workflow mailbox. 

Unfortunately, we are not accepting marquee requests since our marquee board is down for an undetermined amount of time. Thank you for understanding.